James Dean Dickinson Jr.

• 11 min read

Sure, a lot of companies like to give you the ABCs of buying life insurance, but we think it’s important enough to offer a Step D as well. No one really likes to talk or think about life insurance. But for millions of Americans, life insurance...

5 Crucial Questions You Always Should Ask a Life Insurance Agent

• 11 min read

While I was in college, I spent a year and a half as an intern with a large life insurance company. But rather than getting coffee and filing paperwork for the insurance agents in the office, I was one of them. I learned all about different types of...

Your credit history plays a role in setting your life insurance premiums

• 11 min read

Your credit history reveals more than whether you’re likely to repay a loan. Insurers see a connection between how you handle credit and your risk of dying early, and some use credit information to help price life insurance.   “Cred...

Lifetime Planning with Life Insurance

• 11 min read

Life insurance is one of the most important tools in modern financial planning, but it is not always the most appreciated. It has a role to play in virtually all phases of the typical family’s economic life cycle. This article outlines the step...

Medicare Advantage Part B Plans Can Use Drug Step Therapy

• 11 min read

On January 1, 2019, MA health plans can apply step therapy guidelines for physician-administered medications. Step therapy requires beneficiaries to use condition-based prefered medications before using more expensive drugs. MA plans can also cross-m...

How do Medigap plans work? Here’s a tutorial

• 11 min read

Editor’s Note: Journalist Philip Moeller is here to provide the answers you need on aging and retirement. His weekly column, “Ask Phil,” aims to help older Americans and their families by answering their health care and financi...

Controlling MediCare Costs In Retirement

• 11 min read

It’s no secret that health care becomes a bigger concern for most of us as we grow older. More ailments are likely to develop, which means more money spent to visit health professionals and buy medication. Even if you remain healthy through you...

How to retire with health insurance if you're too young for Medicare

• 11 min read

Whether you're angling to retire early or think you may be forced into it, you'll need to make a plan for healthcare coverage. Medicare doesn't kick in until age 65 for most Americans, so those who leave work earlier are generally left t...

Retire Early With Health Insurance

• 11 min read

Retiring early is very difficult, but it can be within reach, especially for diligent savers with low expenses, individuals with a strong pension, and high-earning executives with substantial assets. Figuring out when you can retire at any age is dri...

How Health Insurance Works

• 11 min read

Health insurance works by protecting your assets from the high cost of medical care. Without it, your entire life savings could be wiped out by a $300,000 medical bill. In fact, health care costs are the No. 1 cause of bankruptcies. It's very c...

James Dean Dickinson Jr.

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